Take advantage of a Home Equity Line of Credit from United Federal Credit Union

6-month introductory rate1

unlock the equity in your home



As low as rate thereafter2


Taking a well-deserved vacation, paying for college or planning a big wedding is easy with a Home Equity Line of Credit (HELOC) from United Federal Credit Union.

Use the equity in your home and access the funds when you need them through online banking, by visiting one of our branches, or using a Visa® HELOC card.

no fees or closing costs, no kidding

Insured by NCUA

Equal Housing Lender. Equal Opportunity Lender. NMLS #471962. APR=Annual Percentage Rate. Loan subject to credit approval. Currently not available in Alaska, Hawaii or Texas. Maximum loan amount up to 90% of combined-loan-to-value ratio. Property insurance required. [1] Must draw $15,000 or 40% of your approved credit line, whichever is less, at time of loan closing, and have a qualifying credit score. [2] Rate accurate as of 09/02/2019. Rate includes a 0.25% discount for automatic payment from a United checking account and is not available in all states; actual rates may vary between 5.00% APR and 13.75% APR based on Combined-Loan-To-Value (CLTV), line amount, credit, and state. Account features a variable periodic rate, maximum of 18.00% APR. Subject to change at any time. 

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with auto-pay set up from a United checking account