Insured by NCUA. 

1) Limited to once every 30 days. Does not include early closures, IRAs, or Business Share Certificates.

2) Available to qualified borrowers for signature advance deferred personal loans closed after 5/29/2019. Finance charges begin on the closing date and interest accrues during the payment deferral period.

3) Requires a minimum of a 12-month loan payment history on file for the requested loan. This program only applies to auto or recreational vehicle loans. All UFCU loans must be current at the time the offer is requested. Limit two skip payments per year per loan. Other terms and conditions may apply. Interest will continue to accrue on your loan and your original loan term will be extended.

4) APR=Annual Percentage Rate. Rates accurate as of 5/29/2019 and may vary. Six-month introductory rate of 0.00% APR or 2.99% APR available only for new U First credit cards and applies only to purchases and balance transfers. Rates offered are determined by applicant’s creditworthiness. 

Program offers available only to Arkansas Members and residents. Subject to credit approval. Equal Opportunity Lender.

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are you eligible?

Any member or resident who lives in Arkansas.

Arkansas flood assistance

need help?

If you’re a Member or resident in Arkansas impacted by the recent flooding, we’re here to help with:

  • Waiver of early withdrawal penalty on share certificates1
  • Signature Loan with no payments for 90 days2
  • Special loan payment arrangements through United’s Member Assistance Program 
  • Installment loan deferments3 
  • U First credit card with 0% Intro APR  for six months, then a variable rate from 9.99% to 18.00% APR4

we’re here to help


Come see us at one of our local branches or give us a call at (888) 982-1400.

Major flooding has devastated many of our friends and neighbors in northwest Arkansas. During this time of uncertainty and crisis, United Federal Credit Union is here to help our Members and the community get through the tough times.

want to help too?

United will match your American Red Cross® donations up to $15,000. Please give what you can to help our friends and neighbors in Arkansas.