Insured by NCUA. 

Offer and terms subject to change, loan subject to credit and collateral approval as well as program terms and conditions. [1] APR (Annual Percentage Rate) assumes a 30 Year Fixed Rate Mortgage (FRM) based on an interest rate of 3.75%, a loan amount of $100,000, total closing costs of $2,217, a loan to value of 60%, and is available for well qualified buyers. APR includes .750% in points and a .125% rate discount available to applicants who register to have their mortgage payment automatically deducted from a United Rewards or Ultra checking account each month. Depending on your specific credit terms, your interest rate, APR, and points may vary. [2] After receiving completed application and supporting documents. Guaranteed close by date is 30 days from the date United receives applicant’s completed application and disclosure packet and all required supporting documentation. United is not responsible for closing delays related to an incomplete application, incomplete supporting documentation, applicant caused delays, a determination repairs are necessary on the property, any agreement between applicant and seller, or for any other reason that is out of United’s control. Credit of $350 provided for closing costs if guarantee not met. Credit may not exceed out of pocket cash requirements at closing and will be adjusted accordingly. Guarantee applies to conventional mortgages only. 

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This great rate includes a 0.125% discount, available when you set up auto-pay from your United checking account.

home loans

3.998% APR

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30-day close guarantee2  •  No closing cost options 

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