Take advantage of a Home Equity Line of Credit from United Federal Credit Union

6-month introductory rate1

make your home plans happen



As low as rate thereafter2 with auto-pay from a United checking account


Taking a well-deserved vacation, paying for college or planning a big wedding is easy with a Home Equity Line of Credit (HELOC) from United Federal Credit Union.

Use the equity in your home and access the funds when you need them through online banking, by visiting one of our branches, or using a Visa® HELOC card.

home equity line of credit

Insured by NCUA

Equal Housing Lender. Equal Opportunity Lender. NMLS #471962. APR=Annual Percentage Rate. Loan subject to credit approval. Disclosed terms and conditions are for United’s Platinum Home Equity Line of Credit; terms and conditions for other home equity products vary. Currently not available in Alaska, Hawaii or Texas. Maximum loan amount up to 90% of combined-loan-to-value ratio. Property insurance required. [1] Must draw $15,000 or 40% of your approved credit line, whichever is less, at time of loan closing, and have a qualifying credit score. [2] Rate accurate as of 3/21/2020. Rate includes a 0.25% discount for automatic payment from an eligible United Checking account and is not available in all states; actual rates may vary between 3.25% APR and 14.00% APR based on Combined-Loan-To-Value (CLTV), line amount, credit, and state. Account features a variable periodic rate, maximum of 18.00% APR. Subject to change at any time. Promotion expires 3/31/2020.

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Plus: No fees  |  No closing costs