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Joining United is simple. Call us at (775) 329-6673 , ext. 6852, stop by one of our 10 Nevada locations or fill out the form below and we’ll give you a call.

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extra perks made for you


whether it’s something big or small, we can help you pay for the things you need the most.

see yourself in a new car? come see us first.

Whether you’re buying for the first time or refinancing the car you have, we can help. Our low rates save you interest, with no processing fees. 

get pre-qualified online

United home loans come with a 30-day close guarantee3, and zero closing cost options—and even a rate discount with autopay from a United checking account4.

90 days no pay1 & up to $100 cash back2

receive $350 off your closing costs5


you’re not typical, and neither are we. find the account that’s right for you. no matter what you need, we’ve got you covered.

get rewarded for the things you buy

Whether you want to earn more dividends or more rewards, we have the right checking account for you. Plus, if you sign up for Direct Deposit, we’ll make a little extra deposit for you.6

get $1006 when you open a new checking account and sign up for direct deposit

credit cards
make your choice

U First

Our U First card comes with a rate as low as 0% APR for the first six months. Then, variable rate from 9.74-18.00% APR.7

U Rewards

The U Rewards Visa® Signature card features 3X points on travel, 2X points on gas and 1 point per $1 spent on all other qualifying purchases.8


No matter the size of your account, it pays to be a United Member.

member program assistance
free financial planner

Just for being a Member you can take advantage of a completely free service to help you:

• Determine your Current Financial Position
• Set-up a Budget
• Analyze your Budget
• Understand your Credit Score

Get rewarded by referring friends or family to open and use a new United checking account.

refer a friend
receive your $50 Visa® Reward Card9

$100 cash reward

Sprint's Best Credit Union Member Cash Rewards Offer Ever.

10% member discount

Help prevent identity theft with LifeLock and United.

save up to $15 on turbotax

Save up to $15 on TurboTax Federal products.



about United

United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today—one of the 100 largest federally insured credit unions in the U.S., with more than 30 branches covering six states, and over $2.6 billion in assets.

it’s all about our Members.

When you’re a Member, you’re also an owner.

Once you are a Member of United, you're always a Member—and United Membership is available to your immediate family too.

No matter the size of your account, it pays to be a United Member.

As a Member/Owner, your share in your credit union’s earnings is returned back to you in the form of high-yield share accounts, low or no-cost services and loan products designed to save you money.

Regionally diverse, locally driven

From North Carolina to Nevada, we’ll meet you exactly where you are. We’ll help you find the financial products and services that work for you.  

Nevada locations

Reno Summit
13989 S Virginia St.
Reno, NV 89511

Hacienda Plaza
1430 E Prater Way
Sparks, NV 89434

Reno Double R Blvd
10705 Double R Blvd
Reno, NV 89521

Reno South McCarran
Walmart Supercenter
4855 Kietzke Lane
Reno, NV 89509

Reno Northwest
980 Ambassador Dr.
Reno, NV 89523

Sparks Reed High School
1350 Baring Blvd.
Sparks, NV 89434

Sparks Spanish Springs
2432 Wingfield Hills Rd.
Sparks, NV 89436

Carson City North
1350 E William St.
Carson City, NV 89701

Carson City South
935 Jacks Valley Rd.
Carson City, NV 89705

Reno Bible Way
1170 Bible Way
Reno, NV 89502

Federally insured by NCUA. Equal Opportunity Lender. Equal Housing Lender. NMLS# 471962.
Loan and payment terms are subject to credit approval.
[1] Available to qualified borrowers for new auto installment loans closed 12/1/17–12/31/18; existing United loan refinances are ineligible. First payment due 90 days after loan closing. Finance charges accrue during the payment deferral period, beginning on the closing date. [2] Cash back provided in the form of a Visa Gift Card. A $100 Visa Gift Card is available for loans with amounts financed of $15,000 and above, a $50 Visa Gift Card is available for loans with amounts financed of $10,000–$14,999, no Gift Card is available for loans with amounts financed below $10,000. Card will be mailed within 30 days of loan closing. [3] Guaranteed close by date is 30 days from the date United receives applicant’s completed application and disclosure packet and all required supporting documentation. United is not responsible for closing delays related to an incomplete application, incomplete supporting documentation, applicant caused delays, a determination repairs are necessary on the property, any agreement between applicant and seller, or for any other reason that is out of United’s control. Credit of $350 provided for closing costs if guarantee not met. Credit may not exceed out-of-pocket cash requirements at closing and will be adjusted accordingly. Guarantee applies to conventional mortgages only. [4] Sign up before loan closing to have your new mortgage payment automatically deducted from a United Rewards or Ultra checking account and United will provide lender credits at closing to cover the cost to buy down your rate by 0.125%. Offer and terms subject to change. Loans subject to credit and collateral approval as well as program terms and conditions, available on new mortgage applications. [5] Discount issued at closing and may not exceed out-of-pocket cash requirements at closing. This offer may not be combined with any other offers, discounts, or promotions. Offer expires 12/31/18. Must apply by expiration date AND present coupon inside your packet at time of application to receive discount. Discount not valid on home equity loans or lines of credit. [6] Offer limited to new checking accounts only; one per Member. Requires a minimum account opening deposit of $50.00 and signing up for direct deposit into the account to earn bonus. Bonus deposited into new account within one business day of first direct deposit into account. [7] Rates accurate as of 10/22/2018 and may vary. Six-month introductory rate of 0.00% APR or 2.99% APR available only for new U First credit cards and applies only to purchases and balance transfers. Rates offered are determined by applicant's creditworthiness. [8] Certain restrictions, limitations and exclusions apply. Please refer to the CardPerks™ Terms and Conditions at unitedfcu.com/cardperks for further details. [9] Membership eligibility to be determined at time of account opening. Membership share account required; $5 minimum balance. Rewards or Ultra checking account required to earn reward card; $50 minimum deposit required to open. One recurring payroll or government direct deposit of $250 or more or 10 cleared signature (sign or non-PIN) debit card transactions required to earn reward card. Cannot be combined with any other offer. Offer valid only for first checking account opened with United. Qualifying activities must post to your account by 6:00 pm before the 60th day from checking account opening. Must be 18 years or older. Account must be open and in good standing at the time of qualification to receive the reward card. Reward card will be mailed within 4 to 6 weeks of qualification. Current United Members may earn reward cards as a referrer by referring your friends or family, but current checking account holders are not eligible to earn reward cards as a referee by opening or using a new checking account. Total reward cards limited to $500 per Member per calendar year. Employees of United, volunteer officials, and their immediate families and household Members are not eligible to receive reward cards. [10] Reward provided with every new line. [11] See TurboTax product guarantees: 
http://turbotax.intuit.com/lp/yoy/guarantees.jsp  © 2014-2017 Intuit Inc. All rights reserved. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners.

(775) 329-6673, ext. 6852

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come see us at any of our 10 Nevada locations

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