Checking made for you

Insured by NCUA. Equal Opportunity Lender.

[1] No minimum balance after account opening. Fees could reduce the earnings on the account and a monthly inactivity fee may be assessed if account becomes dormant. [2] Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member. [3] Bonus rate requires an open Ultra checking account with a positive balance. [4] For closed-end, fixed-rate consumer loans, Includes auto loans, other vehicle loans, and signature loans. Does not include real estate-secured loans. [5] After 5 foreign ATM withdrawals UFCU will charge a fee per withdrawal. Foreign institution surcharge may also apply. View UFCU Rates andFees. [6] Requires 10 signature-based debit card transactions per month, e-statements and one (1) Direct Deposit or ACH per month. Excludes international ATMs, balance inquiry fees, and ATM deposit fees. [7] Must be 18 years or older and have a valid home phone number and email address on file. [8] Click here for Courtesy Pay disclosures.

Policies: Security, Online Terms & Conditions, Privacy Policy, Policies & Disclosures 

Copyright ©2019 United Federal Credit Union

Minimum Opening Balance 

Minimum Balance Required

Below Minimum Balance Fee

Dividends

Free UFCU ATM Deposits/Withdrawals

Co-Op Alliance ATMs

ATM Fee Refund

Free Online Banking

Free Online Bill Pay7

Free eStatements

Mobile Check Deposit

Courtesy Pay Limit8

Share Certificate Rate Bonus

Consumer Loan Discount

Up to 3% APY2

5 free withdrawals per months5

$1,000

0.10% APR discount4

$50

Up to $25 per month6

Bonus rate equal to 0.10% APY on share certificates3

Minimum Opening Balance

Minimum Balance Required

Below Minimum Balance Fee

Dividends

CardPerks Rewards2

Free UFCU ATM Deposits/Withdrawals

Co-Op Alliance ATMs

ATM Fee Refund

Free Online Banking

Free Online Bill Pay5

Free eStatements

Mobile Check Deposit

Courtesy Pay Limit6

Sahre Certificate Rate Bonus

Consumer Loan Discount

Up to $25 per month4

Free

$50

X

Up to 3% APRY1

5 free withdrawals per months3

Up to $25 per month4

$1,000

0.10% APR discount8

Free

Minimum Opening Balance 

Minimum Balance Required

Below Minimum Balance Fee

Dividends

Free UFCU ATM Deposits/Withdrawals

Co-Op Alliance ATMs

ATM Fee Refund

Free Online Banking

Free Online Bill Pay5

Free eStatements

Mobile Check Deposit

Courtesy Pay Limit6

Share Certificate Rate Bonus

Consumer Loan Discount

Free

Free

Bonus rate equal to 0.10% APY on share certificates7

beyond simple transactions

ultra checking

no minimum balance, no monthly fee1

The connection between you and your money goes a lot deeper than just one account. That's why, when you open an Ultra Checking account you earn up to 3.00% APY2 and get perks for your other products Such as:  

•  Bonus rate equal to 0.10% APY on share certificates3  

•  0.10% APR discount on new closed-end fixed-rate consumer loans4 

features of ultra checking

Stop leaving money on the table. Get Ultra Checking today.

X

OPEN MY ACCOUNTOPEN MY ACCOUNTOPEN MY ACCOUNT

Free

X