U First Visa® credit card

• As low as 0% APR intro rate for first six months1  and then, a variable rate from 9.24-18.00% APR3

• Credit limits starting at $1,000

• $250,000 Travel Accident Insurance on travel

low rate credit cards

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Insured by NCUA. Equal Opportunity Lender. Subject to credit approval.

APR= Annual Percentage Rate. Accurate as of 11/1/2019; rates may vary. [1] Six-month introductory rate between 0.00% APR-2.99% APR depending on creditworthiness; introductory rate on new purchases and balance transfers is only available for new U First credit cards. [2] Subject to program terms and conditions. See the applicable Benefit Guides for more information. Rewards cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa® is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. [3] Rates offered determined by applicant’s creditworthiness. [4] Warranty Manager – Double the free repair period on a manufacturer’s warranty, up to one additional year, on all goods charged to your card. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the applicable terms and conditions for further details. [5] Subject to program terms and conditions. See the applicable Benefit Guides for more information. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the applicable terms and conditions for further details. [6] There is no grace period on balance transfers or cash advances; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account. Penalty fees may be added to payment. [7] Subject to program terms and conditions. See the applicable Benefit Guides for more information. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

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Copyright ©2019 United Federal Credit Union

United Federal Credit Union
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Enjoy a low interest card

U Rewards Visa® credit card

3x points on travel2

2x points on gas2

1x points per $1 spent on all other purchases2

• Credit limits from $5,000 to $50,000+

• Points towards cash back redemption option

Rewards with every purchase

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two great choices

Low Rates

Rewards

Find the card that best fits your lifestyle

Included with all United Credit Cards

No balance transfer fees6

No cash advance fees6

No annual fees

Google Pay™, Apple Pay®  & Samsung Pay  

No application fee

25-day interest-free period on purchases6

Contact us at (877) 637-4328 or email us at united@unitedfcu.com


U First Visa

U Rewards Visa

Credit Limit$1,000 to $25,000Credit limit from
$5,000-$50,000+
Low Rates3As low as 0% APR intro rate for the first 6 months1
Then, variable rate from 9.24-18.00% APR
12.24-18.00% APR
CardPerks Rewards2
Warranty Manager4
Auto Rental Insurance5
Travel Accident Insurance5
Free Travel and Emergency Assistance4
Visa Checkout
Digital Wallet
EMV Chip Cards
Minimum Monthly Payment of 2% of Outstanding Balance or $20 (whichever is greater)6
No Annual Fee
No Application Fee
No Transfer Fees
No Balance Transfer Fees
No Cash Advance Fees




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Included with all United Credit Cards

Contact us at (877) 637-4328 or email us

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Rewards with every purchase

member  since 1998